• Home Insurance

    • Protect your home and everything in it with a Premium Home Insurance Policy today!

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  • Auto Insurance

    • Protecting you and your transportation is important to us. Learn more about how we will customize your Auto Insurance just for you.

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  • Business Insurance

    • Protect what you have worked so hard to build. Ask us about our Business Insurance Policies!

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  • Health Insurance

    • The health of you and your family is important to us. Protect yourself and your family with a Quality Insurance Plan!

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Independent Agent

As an Independent Agent, Dick Spencer is equipped with companies to serve everyone. Don't settle for a company that is not right for. That's what were here for.

Almost 50 years Experience

With nearly 50 years of experience, there is no one more familiar with all types of insurance needs than Dick Spencer

Dedicated To You

Being a native of Portsmouth, Ohio has allowed Dick Spencer to understand and support the needs of the community and Shawnee State University.

Why Is Dick Spencer Right For You?

As an experienced, Independent Insurance Agent, Dick Spencer Family Insurance Agency is able to shop from over 100+ companies to find the best possible rate for you.

  • Life Underwriters Training Council (LUTC)
  • National Sales Achievement Award for Life & Health
  • Leading producer in Round Table National Association of Life Underwriters & Health Insurance
  • Member of Chamber of Commerce


Houses protected


Working hours


Contract signed


Businesses Protected

Our Team


Wellington Spencer


Insurance Agent with a dedication to learning and excelling in the Insurance Business.

Dick Spencer


Insurance agent with over 15 years of experience in insurance business.

Sally Spencer

Licensed Insurance Agent

Over 10 years of experiance

Am I Properly Covered?

Knowing if your insurance coverage protects you is a piece of mind. At Dick Spencer Family Insurance we know how to get you the coverage that you are looking for. Contact us today and let us discuss your current coverage and how we can protect you.

What is the best type of coverage for me?

Finding the coverage most suitable to you is key in helping you save and insuring your protection when it matters most. If your unsure that your policy is right for you give us a call today to custom build a policy perfect for you.

Competitive Rates

As an Independent Insurance Agent we are able to provide our clients with the most competitive rates from all of the bets companies on the market.

What discounts are available?

Contact us today and see if you qualify for one or more of our many discounts including AARP Member, Good Student, Active Military Duty and many more.


Are You Covered?

Finding out if you have the proper insurance coverage once an accident has occurred is never an easy situation to be in. Contact Dick Spencer Family Insurance and let them shop around as an Independent Insurance Agency, to find the right coverage for you. A premium insurance quote is just a phone call away or feel free to stop by our Portsmouth location for a one on one quote today.

A Few of Our Business Partners